=How much savings does your family need to have before you feel comfortable letting one family member work full-time to take care of the household?

I think savings are secondary; income is what matters most

Those who are content are always happy. As long as it’s enough, there’s no need to save that much; P

It has nothing to do with deposits. It depends on the incomes of both parties, whether the parents are still alive and able to help take care of the children, the cost of hiring a nanny, and other factors. If the parents don’t come to take care of the child, and the income of one parent is only a few hundred yuan less than the cost of hiring a nanny, would you choose to hire a nanny or take care of the child yourself? After all, it’s common to encounter nannies who behave badly. Even if you find a good nanny, she will have to go home for the New Year or take time off, and she might also be sick and unable to come

It’s not about having a lot of money; as long as it’s enough for expenses, that’s what matters – comfort is key

I don’t have any savings; it’s the same now. I have to take care of a child :(

It doesn’t matter how much is deposited; what’s important is the amount of one’s salary

Agreed – income is key~ I’m currently working and earn over 5,000 per month; including bonuses and year-end payments, my annual income is just under 80,000. I’ve been working for 6 years now and have about 110,000 in savings. I live in Shijiazhuang, with no mortgage or car loan. My child is a little over 1 year old; my wife stays at home full-time to take care of the child and lives with my parents. By the way, I’m a local from Shijiazhuang and live with my parents. My monthly expenses are around 2,000, and I manage to save 2,000 each month. I buy new clothes twice a year, in summer and autumn; I don’t buy new clothes during the New Year. For leisure activities, I only go to free attractions. Life is quite frugal for me – I even buy my phone on installment, with a 12-month interest-free plan (thanks to a Huawei promotion). I plan for my child to turn 2 this year, after which my wife will start working. Right now, I have many expenses to cover: renovating our new house and purchasing household appliances. . . . If the wife remains a full-time homemaker for a long time, the savings will basically be gone. Personally, with my income, I definitely wouldn’t dare. At the very least, an annual income of 300,000 is required, right? Another thing to keep in mind is that being a full-time housewife comes with certain prerequisites: first of all, you need to have enough money; moreover, if your wife doesn’t work, she will become disconnected from society. Unless her family is very wealthy and influential, or if she already has a high level of education, it will be difficult to maintain smooth communication and understanding with her over several years without working. Don’t think about treating each other with respect alone – people’s natural tendency is to exchange things with one another. Only those at the same social level can have common topics of conversation and feel mutual attraction. In the worst case, you continue to have a successful career while your wife stays in the same place, and after a few years, it even becomes difficult for them to communicate. The only thing left is the children, and that’s when everyone really suffers