Life is tough; is your credit card overdrawn?
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I’ll go first. It’s been four years since I graduated; I made a foolish mistake by buying a used house and taking out a loan to buy a car. Now I owe over 20,000 on credit cards :( I want to get married, decorate our home, and have children, but I have nothing at all – I’m completely penniless. :'(
Ugh, buying a house has been such a hassle; I still don’t have a car or a credit card
As the first generation to move from the countryside to the city, they were both suffering and happy
But it’s unfair to the parents
Damn, just spend less money on wood money – why buy a damn car? . . Have you read \"Rickshaw Boy\"? If you buy a cart, then you become a rickshaw puller; if you get married, your wife will be named Hu Niuxiu. . . Then the two of you are a pair of funsters. :lol
If the property is truly necessary, then it’s okay to make a costly purchase； When your financial situation isn’t good, what’s the real point of insisting on taking out a loan to buy a car? Other than boosting your ego and continuing to exploit others, what’s the actual benefit?
Haha, I bought the car myself. It’s fine to go home often; it’s quite convenient
No house, no car, no credit card
It’s been 8 years since I graduated. I took out a housing loan using my provident fund in 2014; at that time, the price of houses was less than 3,500 (it’s now over 5,000), and the down payment was 110,000； In 2016, 110,000 yuan was spent on home renovation (it now costs over 130,000 yuan). In 2017, 50,000 yuan was spent on getting married (for jewelry, betrothal gifts, etc.). In 2018, the first car in life was purchased – a Haval H6, which also cost 110,000 yuan ； Buying a house and getting married are ways to cheat one’s own family; using one’s own earnings to pay for home renovations is acceptable, but buying a car should be done with money from one’s spouse’s family ； No credit card ；
I didn’t manage to save much money from my work. I graduated 10 years later, and at that time my salary was only 1500; it wasn’t until 2013 that I managed to pay off the student loans from my four years of university studies； From 2014 to 2016, I was in a relationship, got a driver’s license, took exams for safety certifications and other qualifications; I barely managed to save any money during that time ； I borrowed money from relatives at the end of 2016 to pay for renovations, and it wasn’t until 2018 that I repaid them ； Things are only getting a little better now. I bought a car because, around the middle of the year, the house in my mother-in-law’s family’s neighborhood in the city was demolished, and they gave us 120,000 yuan to use for buying a car:D. Before, I would ride a motorcycle to pick her up after work; the round trip was 25 kilometers. I remember the used motorcycle I bought had originally 25,000 kilometers on it in 2014, and now it has 60,000 kilometers – half of that distance was covered while taking her to and from work ；