Has the person who asked you for money already prepared to break off relations with you?
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I have a few relatives I know well who asked me for over a hundred thousand dollars in loans, claiming they needed it to buy a house! I didn’t lend it to them; they haven’t been in touch with me for three years. In the eyes of some of my relatives, I’m just a resource. If the resources aren’t available, it’s pointless to contact me. Has anyone had a similar experience?
That’s just how society is these days~ If you don’t keep in touch for years, any contact will end up with you asking for money
It’s right not to lend. If you do lend, you need to be prepared not to get it back, especially when it comes to relatives – that’s based on my own experience
Okay, thanks for the suggestion from the friend above.
If his family is poor and suddenly faces an emergency that requires money, but it’s not a situation where all of their assets would be needed to cover the costs, should such money be lent out?
Relatives, close relatives – forget those distant relatives of various kinds. If you think that your close relatives are honest and sincere, and if they ask you for a loan when they’re in trouble, for a sum of a few thousand or tens of thousands that won’t cause you any financial strain, then lend to them. Will you pay it back or not? That’s all there is to it. When encountering relatives in difficult circumstances, such as orphans, widows, grandmothers and grandchildren, even if they don’t ask for anything, it’s right to go and see them during holidays, giving them money and gifts – spending a thousand or several thousand yuan in doing so. I think this helps to ease one’s own conscience; after all, we are related by blood, and ignoring that situation would only cause pain. . .
Borrowing money to buy a house, borrowing hundreds of thousands – it’s just to cover the down payment, right? First, one needs to consider the individual and their family to determine whether they have the ability to repay. Second, there’s a lot of money involved, so interest needs to be calculated. Bank financial products with annual yields of 5% or 6% are available everywhere. There’s no need for relatives to ask for too much; just stick to the agreed interest rate. If I’m not sure, Qian Dalou won’t lend the money. As for close relatives, it can be said that they are too short on funds for investments or something similar, and can’t come up with the money. Give him another ten or fifteen thousand so he can use it for free as a token of goodwill. This will avoid awkwardness if we meet in the future. .
Yes, what the brother said makes a lot of sense. We are connected by blood; ignoring it only causes heartache.