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Xiaohua Technology, the core trial field of Zhongtengxin, has shown strong growth and was included in Deloitte’s “Top 50 in China”. Additionally, Xiaohua Technology, which is part of Zhongtengxin’s own asset portfolio, continues to exhibit strong growth. On November 21, Deloitte released the \"2019 Top 50 High-Tech, High-Growth Companies in China\" (referred to as Deloitte’s \"Top 50 in China\"). Xiaohua Technology made it onto this list as one of the two consumer finance companies to achieve a revenue growth rate of 2,045% over three years. This list is part of Deloitte’s series of awards for the world’s top high-growth companies; tech giants such as Tencent, Alibaba, and Baidu have been included in this list over the years. Xiaohua Technology specializes in online fintech services for small-value transactions; it was launched in 2015. By the end of 2017, it introduced credit card repayment services as well as the Xiaohuamao online shopping platform to expand its own business areas. This year, the company has focused on providing fintech TO B services, using its core capabilities in customer acquisition and risk management support to empower financial institutions, particularly banks. “Xiaohua Technology is the core testing ground for Zhongtengxin in developing financial technology routers. ”A relevant official from Zhongtengxin said that, based on the different funding needs of financial institutions, Xiaohua Technology utilizes its own technical expertise and experience to acquire clients and classify them (for initial risk assessment), thereby enabling precise and efficient matching of funds with assets. In addition, Xiaohua Technology has launched the Hua Card membership program; its benefits include online top-up services, audio and video subscription services, offline travel options, and movie viewing, all of which help to enhance user loyalty and improve the company’s ability to attract new customers. Since the beginning of this year, leading platforms such as MaKao Finance, 360 Finance, and Lexin have successively launched membership benefit products. Data shows that Xiaohua Technology has facilitated asset transactions worth over 30 billion yuan in total, with a user base of more than 38 million.