【Daily Question】Registered Safety Engineer 2022.4.24
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According to the Regulations on Work-related Injury Insurance, if an employee is injured at work and is classified as having a disability of grade 7, and the employee decides to terminate the labor or employment contract, the benefits available under work-related injury insurance include ( ). A. A one-time disability allowance equal to 11 months of the employee’s own salary; B. A one-time medical allowance for work-related injuries paid by the work-related injury insurance fund; C. A one-time employment allowance for disabilities paid by the work-related injury insurance fund; D. A monthly disability allowance. Answer: B. Explanation: Article 37 states that employees who are injured at work and are classified as having disabilities from grade 7 to grade 10 are entitled to the following benefits: (1) A one-time disability allowance paid from the work-related injury insurance fund, with the amounts being: 13 months of the employee’s own salary for grade 7 disability, 11 months for grade 8 disability, 9 months for grade 9 disability, and 7 months for grade 10 disability； (II) If the labor or employment contract expires and comes to an end, or if the employee himself/herself requests to terminate the labor or employment contract, a one-time medical allowance for work-related injuries shall be paid from the work-related injury insurance fund, while a one-time employment allowance for disability shall be paid by the employer. The specific standards for one-time work-related injury medical benefits and one-time disability employment benefits are set by the people’s governments of provinces, autonomous regions, and municipalities directly under the Central Government. Test focus: Work-related injury insurance benefits
One-time work-related injury medical allowance paid from the work injury insurance fund
B. One-time medical allowance for work-related injuries paid from the work injury insurance fund. Explanation: According to Article 37 of the Regulations on Work Injury Insurance, employees who are injured at work and classified as having disabilities from level 7 to level 10 are entitled to the following benefits: (1) A one-time disability allowance is paid from the work injury insurance fund based on the degree of disability; the amount is 13 months’ worth of the employee’s own salary for level 7 disability, 11 months’ worth for level 8 disability, 9 months’ worth for level 9 disability, and 7 months’ worth for level 10 disability. (2) When the labor or employment contract comes to an end, or when the employee decides to terminate the contract himself/herself, a one-time medical allowance for work-related injuries is paid from the work injury insurance fund, while the employer is responsible for paying a one-time employment allowance for disability. The specific standards for one-time work-related injury medical benefits and one-time disability employment benefits are set by the people’s governments of provinces, autonomous regions, and municipalities directly under the Central Government.