The issue of loans and special funds! (There will be big prizes for good answers)
Thread Content
What are the types of loans available to a company? What are the loan channels? Do county-level enterprise loan approvals generally have to go through prefecture-level banks? What is its specific operation process? What types of loan guarantees are available? between enterprises, * * Can a guarantee be formed between a company or a company and other entities? at present * * What special funds are available for enterprises? Such as energy-saving award calendar funds, central budgets for key enterprises, etc.
I don’t know what the original poster means? Loans can be divided into mortgage loans, pledge loans, and credit loans. Since the last one carries the greatest risk, the loan interest is also the highest and is strictly controlled. Loan channels? Of course, you must apply to commercial banks, rural commercial banks, and credit unions at all levels. Unless it is a policy loan, you usually go to a commercial bank for a loan. The approval of loans from county-level banks does not necessarily go through prefecture-level banks. It mainly depends on the amount of the loan. Of course, different commercial banks have different regulations. Generally, if the amount is less than 500,000 yuan, the director of the county-level bank can approve it. There cannot be any in the guarantee * * Institutions, public welfare institutions, charities, such as schools, and courts cannot be used as guarantees. This post was last edited by Bingdian Beauty on 2009-3-7 14:08 ]