I would like to ask a senior about social insurance issues
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I started contributing to social insurance through my job last year, and I might have to stop contributing for three years starting in September this year, resuming contributions after those three years. Will such a break have any consequences? Thank you all
The three years without payment don’t count; the counting starts anew from the next payment date!
There’s no problem; the main issue is that health insurance will not be available during these three years.
Of course there are problems! If there are interruptions in social security contributions, you will receive less pension upon retirement!
Yes, your pension will be smaller in the future
It is said that the pension insurance under social security is calculated based on consecutive years of contribution; the current requirement is to contribute for 15 consecutive years, and any interruption will disqualify one from receiving benefits.
During the three years of not paying, one cannot enjoy health insurance, maternity insurance, etc； One must have contributed continuously for 15 years before retiring to receive pension benefits ； Under the current policy, the pension benefits received in the future are calculated based on the total amount of pension contributions made by an individual; the lower the total amount, the less pension that will be received.