Accidents experienced personally

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At 9 o'clock that morning, when my car changed lanes from the assist lane, it was very slow as usual. I turned on the turn signal as required and slowly turned to the roadway. From the sight lights, the oncoming car was just isolated by the green belt on the roadside, and I couldn't see the vehicle coming from behind. Suddenly the car shook, and there was a "bang" sound at the same time. I instinctively braked and stopped. Only then did I realize that another car behind me rear-ended me to my left, slid to the left door, and was against my left door. . . This was the first official traffic accident that happened on the road (previously it happened when two cars scraped each other in the community). I didn’t know what to do, so I got out of the car from the right door and called my elder brother for help. After hearing about it, he asked me to call the police. I never knew how to report a traffic accident to the police, so I dialed 110 in a panic. Fortunately, they accepted the call. The other party was an old model Guangben, and the driver was a woman, sitting in the car and talking on the phone. In less than 5 minutes, three more women appeared behind me, and the traffic police also arrived. While the traffic police were performing the procedures, the four women surrounded me and asked me to go private and give her a few hundred yuan. Under the siege of those words, I was even more panicked. I didn't know how to deal with it, and I didn't know whether I was right or wrong. I felt aggrieved and wanted to cry. . . Afterwards, the traffic police asked me if I had insurance, and I said yes. He determined that I was the fully responsible party, and fined me 200 yuan and deducted 3 points. I also forgot to ask why I was fully responsible. Fortunately, my eldest brother was worried and I came here all the way. The traffic police replayed the scene of the accident and said that I took the lane to turn and refused to give way. I said that the car hit me behind me. I couldn't see him in the rearview mirror, and he was not going very fast. She couldn't brake herself. . .