Is the housing provident fund really mandatory?

housing provident fund* * There is no compulsion, it is determined according to the company's own conditions. Article 17 of the Labor Law stipulates that a labor contract must have the following clauses:: (1) Name, address and legal representative or principal person in charge of the employer ； (2) The worker’s name, address and resident ID card or other valid identity document number ； (3) Labor contract term ； (4) Work content and work location ； (5) Working hours, rest and vacations ； (6) Labor remuneration ； (7) Social insurance ； (8) Labor protection, working conditions and occupational hazard protection ； (9) Other matters that should be included in the labor contract as stipulated by laws and regulations. Article 7 only states that it is social insurance, and social insurance is the five major insurances.: Pension insurance, unemployment insurance, medical insurance, maternity insurance, work-related injury insurance. As for these five major insurances, private companies only need three major insurances: medical crisper, pension insurance and work-related injury insurance. you arrive * * The website has it all. Provident fund is not mandatory.

It's not mandatory, right? ! Many units do not pay.

There is no compulsion, and many private companies do not pay, or pay very little. Only state-owned units, large foreign companies and private companies still comply with * * regulations.

Provident fund is not mandatory! Just calm down!

It seems you are a private company. . . . Most companies should pay this to their employees. . . Our company pays 8% on its own, and the company helps pay an additional ten percent. . . There should be some

Generally, state-owned enterprises pay it, but it is probably not mandatory and there is no proportion, because the housing provident fund paid by my unit ranges from 7 yuan to more than 500 yuan. But the amount paid by your employer is the same. For example, if you pay 200 yuan, your employer will pay 200 yuan for you, which means you have 400 yuan in your account.

It shouldn't be mandatory. Many private companies don't pay it. Our unit is better, but the difference is huge.

　1. The concept of housing provident fund Housing provident fund is a long-term housing savings deposited by the unit and its employees. It is the main form of monetization, socialization and legalization of housing distribution. The housing provident fund system is * * The important housing social security system stipulated by law is mandatory, mutually supportive, and protective. Units and individual employees must fulfill their obligations to pay housing provident funds in accordance with the law. The housing provident fund paid by individual employees and the housing provident fund paid by the unit for them are stored in special accounts and belong to the individual employees. The units here include * * Government agencies, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, public institutions, private non-enterprise units, and social groups. See: http://www.chinaacc.com/new/207_216/2008_12_27_ma15734753172218002232.shtml This post was last edited by northern yunque on 2009-4-16 09:34 ]

Medical insurance, pension insurance and work-related injury insurance are compulsory, but others are not

Basically all state-owned enterprises provide it, and some private companies do so for a very small number of people!~

Information provided by friends on the 9th floor: “The housing provident fund has: 　　(1) Universality. All urban employees, regardless of the nature of their workplace, their family income, or whether they already have housing, must pay housing provident funds in accordance with the regulations. ； (2) Mandatory (policy). If a unit fails to register the deposit of housing provident fund or does not handle the establishment of housing provident fund accounts for its employees, the housing provident fund management center has the right to order it to be done within a time limit. If it fails to do so within the time limit, it may be punished according to the relevant provisions of the "Regulations" and may apply to the people's court for enforcement. ； (3) Specificity, clearly stipulated in the Regulations: The employee housing provident fund should be used for the purchase, construction, renovation and overhaul of self-occupied housing by employees, and no unit or individual may misappropriate it for other purposes. ； (4) Welfare. In addition to the housing provident fund paid by employees, the unit must also pay a certain amount for employees, and the interest rate of housing provident fund loans is lower than that of commercial loans. ； (5) Returnability: When an employee retires, retires, or completely loses the ability to work and terminates the labor relationship with the unit, moves his or her household registration or settles abroad, etc., the housing provident fund paid will be returned to the individual employee. ” What are the regulations? What are the specific regulations in different places? :handshake

I quite agree with the second floor's point of view. Housing provident fund is not mandatory and many units now don't have it.

Housing provident fund payment is not compulsory. Now many private enterprises have not paid, and as for state-owned enterprises, our unit did not pay it two years ago or before.

Only state-owned units, large foreign companies and private companies still comply with* * regulations. Now many private companies have not paid

Generally, state-owned enterprises pay it, but it is not mandatory and there is no proportion.

All state-owned enterprises pay it, but it is normal for private companies not to pay it, because the treatment itself is better than that of state-owned enterprises. In fact, this does not count.* The RMB is about the same, so don’t be depressed. :handshake

Some state-owned enterprises only provide a token amount of exchange, but it is better than nothing! In fact, they should be unified, otherwise everyone will give too much preference to state-owned enterprises when seeking employment!

I agree with the second floor. Many enterprises do not pay the housing provident fund. Only foreign-funded enterprises and state-owned enterprises do. Some better private enterprises and private enterprises also pay, but Taiwan-funded enterprises are the worst. Basically, they do not pay.

Our company has not even paid the five insurances. Don’t be unbalanced. Think about those of us who don’t have the five insurances. Hey, comparing people to others is so annoying.~~~