Will you be deceived?

Thread Content

Will you be fooled? (This story is based on CCTV’s consumer hotline.) In today’s society, no matter how smart you are or how careful you are, as long as you have greed, you will be deceived. First: the trickery at the ATM. Mr. A went to the bank’s ATM to withdraw money (at this point, one might think of methods such as robbery, stealing account details and passwords, etc.). After Mr. A entered his password, two people arrived in a hurry, seemingly in need of withdrawing money immediately; one person queued up behind Mr. A, while the other cut in line beside the ATM. Mr. A was a bit nervous at that moment, but fortunately he had already entered his password before the person arrived. The person who came behind tapped Mr. A on his left shoulder, and he naturally turned to the left. This person, though anxious, asked Mr. A about how to use the ATM in a polite manner. Seeing such courtesy from him, Mr. A also responded politely. When he turned around to withdraw money, he found that his bank card had already been returned to him. He quickly gathered up the money and card and headed home. When recalling what had just happened, he felt very suspicious and worried, so he drove to the bank to check it out, but the bank staff told him that the password was entered incorrectly. Mr. A then went back home to get his valid identification and checked it at the bank, only to find that the card in his possession did not belong to him. Mr. A quickly checked his account and found that the money in it had been withdrawn half an hour earlier. Why? What trick did the thief use? If you have a keen eye, you will notice that the ATM does not automatically eject the card. It turned out that while Mr. A was turning around to speak, the person to his right inserted a pre-prepared fake card into the ATM; Mr. A’s card remained inside the ATM, and his account details and password could still be used with that ATM, allowing the thief to operate it at will. Mr. A’s negligence and fear led him to pull out his card and run without even thinking, out of worry about being robbed – and that is the key to the problem. In daily life, never be careless or sloppy; pay attention to the details of things, as they might come in handy at a critical moment. Secondly: the “prize scam”. First, I have a question for everyone: if you make a deposit but it ends up in someone else’s account, can you get your money back? If possible, what are the required conditions and procedures? So is this related to this story? Let me explain it to you slowly. Your phone might often receive a text message like this: On the occasion of the ××th anniversary of the establishment of××× Company, as a way to thank our existing and new customers for their support, we are holding a lottery contest for phone numbers. Congratulations, you have won the second prize, worth 88,000 yuan. When you see this message, most people are unimpressed, even scoff at it or show no reaction at all. However, the story evolved from that foundation. The person who posted this message will call you to ask about it: “Mr. (or Miss, Mrs.) B?” Did you receive the text message? Congratulations, you have won the grand prize. ”These words alone will tempt some people, but you might think: this must be a **trap, and you resolve not to be swayed by it. “Mr. B (or Miss, Mrs.), could you please tell me your bank account number? We can directly transfer it to you. ”The person who posted this message continued. Upon hearing it, you can’t help but be moved, with your heart beating faster. Could a pie really fall from the sky? Then I thought it might be a trap; maybe he’s trying to get my account details and password, but it’s just an empty account after all. Your contemplation caught the other person’s attention, so the person who posted this message went on to say, “Mr. (or Miss, Mrs.) B, you’re not afraid that we might steal the password to your bank account, are you?” Don’t be afraid; we are a legitimate company, not a **. You can go to the bank now to open a new account, and then tell me the account number, okay? ”Strike first to lure the enemy deeper, trap them like in a jar – here’s something to put your mind at ease. Everything proceeded smoothly, and you gave away your account number. And the other party kept their word; they really transferred 88,000 yuan to your account. If you don’t believe it, go to the bank and check – and indeed, it’s true! You bit yourself hard and realized it wasn’t a dream. You were so excited that you were almost silly; so you announced it widely: I’ll pay for everything – I’ve become rich; a huge gold ingot has fallen from the sky. The news spread from one person to ten, and from ten to a hundred; relatives, friends, and colleagues all found out about it, and some even accepted your invitation. Just as you were feeling happy, the person who sent this message called again to ask you, \"Mr. (or Miss, Mrs.) B, have you received the money?\" Well, we’re not**, right? ”Upon hearing this, you apologized repeatedly. Changing the subject, the person who sent this message said, “I’m sorry, Mr. (or Miss, Mrs.) B, there is one more thing you need to do. Please pay your personal income tax; the rate is 5%, which amounts to 4,400 yuan. Please send the money to the following account. Remember the account number: ×××××××××” Some people might ask why the money isn’t deducted directly when making the payment In fact, this procedure is quite complicated; a certificate must be issued by the relevant authorities, and you have to pay this money yourself. So, on a whim, you sent the money to the account suggested by the person who posted this message. However, within 24 hours of receiving the money, your 88,000 yuan disappeared without a trace. Why is this the case? It turns out that when making a deposit in another location, the money actually arrives in the account 24 hours after the transfer; before that time, you can only see the amount listed, but you don’t get access to the funds yet. I would like to remind everyone that pies don’t fall from the sky; you might find money on the street, but no one will give it to you for free. This **takes advantage of human greed. So all that’s left is your embarrassment, annoyance, and frustration. For every inch of progress made, there is an equal increase in adversity. As society continues to evolve, those who are greedy and willing to exploit others will find any loopholes they can, taking advantage of gaps in laws, regulations, and policies, as well as people’s carelessness, to satisfy their selfish desires. We cannot predict such actions in advance; we can only catch criminals once they act. What we can do is to raise our awareness of potential risks, stay informed about new developments, and pay close attention to what goes on around us.