Question: What does fire insurance mean?
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A minor fire broke out in the factory; it was extinguished immediately on the spot. The subsequent report described it as a fire incident. A more experienced colleague suggested changing the description to an fire hazard incident, arguing that since the fire was small and successfully brought under control, it should be classified as a fire hazard! What does fire insurance mean? Neither Baidu nor Google yielded any relevant information; only on Wikipedia was it mentioned that “fire insurance” is an abbreviation for insurance against fires.
The Ministry of Public Security’s “Notice on Adjusting the Standards for Fire Severity” (Public Safety Notice No. 234) defines a particularly serious fire as one that results in 30 or more deaths, or 100 or more people suffering serious injuries, or direct property losses of over 100 million yuan； A major fire refers to a fire that results in 10 to 30 deaths, or 50 to 100 serious injuries, or direct property losses ranging from 50 million yuan to 100 million yuan ； A large-scale fire refers to a fire that results in 3 to 10 deaths, or 10 to 50 serious injuries, or direct property losses ranging from 10 million to 50 million yuan ； A general fire refers to a fire that results in 3 or fewer deaths, 10 or fewer serious injuries, or direct property damage of less than 10 million yuan. Note: “Above” includes the current value, while “Below” does not include it. It is up to the enterprise itself to determine whether it constitutes a fire or just a fire hazard; generally, the presence of an open flame or the deployment of firefighters indicates a fire hazard
Fire risk refers to situations with a high likelihood of fires, but where no fire accident actually occurs
I’ve learned something new, thank you~~~ {:1_90:}
:Lol, once again impressed by the powerful charm of Mandarin
Fire insurance is short for the risk of fire. The fire risk level, also known as the degree of fire hazard, includes categories such as Class A, Class B, Class C, etc