SPDB Credit Card Universal Fund
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Dear seniors: Does anyone know about SPDB Bank’s Credit Card Universal Fund? Could you share your experience using it?
I haven’t used the SPDB bank card yet; it has advantages, so I might as well get one.
Have you used the credit card cash advance services of other banks? This SPDB credit card cash loan can be withdrawn as cash: if I need 100,000 yuan, to be repaid over 36 months (that is, three years), the fee is 15% of 100,000 yuan, which is 15,000 yuan. This fee must be paid together with the first installment; thus, the first payment amounts to 15,000 yuan + 2,777.77 yuan. The amount to be paid each subsequent month is 100,000 yuan / 36 = 2,777.777 yuan.