Do contractors and supervisors buy accident insurance? Urgent

Personally, I think there is no need for legal requirements in this regard; it depends mainly on the management needs of your company. As the owners, you can simply add this clause to your contract terms.

The Work Safety Law has relevant provisions. However, the term used for personal accident insurance is “should,” which means it is not mandatory. Work-related injury insurance is different; it is mandatory to purchase. It would be good if the original poster, being the owner, could set such rules.

Actually, we can think about this issue in this way: if we put ourselves in the shoes of the contractor and supervisor, working in an area under someone else’s jurisdiction, no matter what kind of work is being carried out, as long as nothing goes wrong, everyone is fine. But if any safety incident occurs, shouldn’t the entity responsible for managing that area assume corresponding responsibility? Secondly, regarding the time frame for the work: if it is a long-term project, a contract should be signed, right? That’s why it’s even more necessary to have one – it serves to protect one’s rights. If it’s just occasional work without a contract, in case of any problems, the contractor won’t have the necessary conditions to pursue legal action. If the work needs to be completed within a day or a few hours, then there’s no need for such a contract; it’s sufficient to implement proper safety measures and adhere to standard working procedures. Therefore, an overall assessment should also take into account the risks associated with the work, the volume of work, and the qualifications of the contractor – that’s my personal opinion

Enterprises are not **administrative agencies! ! ! First, for contractors, it is sufficient to specify this point in the contract or safety management agreement; why is it necessary to find a legal basis? ? Second, under strict regulations, the contractor must be an independent legal entity with the necessary qualifications; furthermore, the contractor must enter into contracts with workers, and according to labor laws, companies are required to provide workers with work-related injury insurance! If work-related injury insurance has been purchased, there is no need to buy commercial insurance as well. It depends on how the company manages things; currently, most small companies don’t pay much attention to managing their contractors.