HaiChuan Community Bank: Fixed-term deposit or current account?
Thread Content
This post was last edited by Thank goodness you're here on 2015-11-24 at 14:28. Community HaiChuan Bank – according to the attached “Bank Statement”, which one would you choose? I clicked on it by accident, and then found that my regular deposit had exceeded its deadline, resulting in a loss of one week’s worth of interest. :'(1) Remittances incur a handling fee, which is 10%. 2. The settlement interest cycle for current accounts is 24 hours, with an interest rate of 0.0000025 per cycle. Users must collect the interest manually; any interest that is not collected in a given period is added to the total amount of interest available for collection. 3. The term for a time deposit is 30 days (720 hours), with interest calculated on an hourly basis. The hourly interest rate is 0.000025, which corresponds to 1.8% per month. Interest is settled when the deposit is withdrawn upon maturity; if the deposit is not withdrawn by that time, no further interest will be calculated. If the deposit is withdrawn before maturity, no interest will be paid. Settlement formula: Time deposit * Hourly interest rate of time deposit * Number of hours for settlement at the time deposit rate. 4. The cumulative income is the total of the interest from current accounts and the interest from time deposits. Thanks to Sister Qi and the old man for their help; we can now move to the watering area. Everyone, come and join in the fun!
I really didn’t notice; but those with plenty of wealth can afford to ignore it.
Not necessarily~ With 2W, you can get 360 Wealth by the end of the month, which is quite a sum. Over a few months, that will be enough to use for offering rewards, spending money, and purchasing data.
I hadn’t paid attention to it; I just saved a few thousand. It’s all for entertainment really, not very useful
Virtual property isn’t for entertainment – then what is it for? It only gains value when it comes across the information one is looking for. But I don’t have the permission to download it either; due to the company’s network settings, I have to ask others for help, or offer rewards or incentives.
:Lol, that’s right, I’ll download it for you next time! I have no restrictions here!
Flexible deposits with both fixed and flexible terms; P
I’ve put it all in a fixed-term deposit; anyway, my salary is due soon.
It was kept in a current account for a few days; the interest rate was 0.02 Wealth. Withdraw the principal and change it to a fixed-term account. The key is to get involved.