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Talking about money can hurt relationships. We’re all in the same office; as the saying goes, loans should be repaid promptly. Everyone faces difficulties from time to time, and everyone is willing to help in emergencies. But it’s important to know what you intend to use the money for. If you plan to use it for your friends or other companies, I’m against such loans. If it’s for matters related to your family, then it’s fine, and even interest-free would be acceptable. If you use it for other companies, then it becomes a profit-making activity, and the interest involved in such situations is unclear. I really hate borrowing money like this.
When I was young, I had a neighbor who borrowed money to reach a round amount so as to deposit it in the bank and earn interest.
I’ve encountered that situation; it’s easy to lend if it’s returned on time, and then it’s not hard to lend again. Usually, people delay repayment for several months; hardly anyone asks me to lend money
Excuse me, I forgot to return it; it’s awkward to ask for it, quite annoying.
It’s common to ask colleagues to help with gift money, but usually the payment is made in the form of a red envelope or bank transfer on the same day; I’m always worried that I might forget to repay the money I’ve borrowed. In the office, we often say that those who owe me money should come forward and mention it without feeling embarrassed.
This is for a short-term urgent need, not something annoying.
It’s better not to have any financial interests in the office
Borrowing money requires being short of funds, and it also needs to be between people who have a good relationship! Otherwise, it will hurt feelings! ! ! ! !
It’s really tough when it comes to asking for money borrowed!